在借呗借500利息多少呢？分期还款明细计算

借呗借500元利息多少？分期还款明细计算

借呗是支付宝旗下的贷款产品，为用户提供小额贷款服务。如果借款500元，利率和分期还款明细如下。

利率计算

借呗的利率是根据借款人的芝麻信用分计算的。具体利率如下：

芝麻信用分600以上：年利率7.2%

芝麻信用分600-650：年利率9.6%

芝麻信用分650-700：年利率11.4%

分期还款明细

借呗支持12期分期还款。每月还款金额如下：

| 期数 | 本金 | 利息 | 手续费 | 还款总额 |

|---|---|---|---|---|

| 1 | 500 (1 - 1/12) = 458.33 | 500 (7.2%/12) = 3.00 | 0 | 461.33 |

| 2 | 500 (1 - 2/12) = 416.67 | 500 (7.2%/12) = 3.00 | 0 | 419.67 |

| 3 | 500 (1 - 3/12) = 375.00 | 500 (7.2%/12) = 3.00 | 0 | 378.00 |

| 4 | 500 (1 - 4/12) = 333.33 | 500 (7.2%/12) = 3.00 | 0 | 336.33 |

| 5 | 500 (1 - 5/12) = 291.67 | 500 (7.2%/12) = 3.00 | 0 | 294.67 |

| 6 | 500 (1 - 6/12) = 250.00 | 500 (7.2%/12) = 3.00 | 0 | 253.00 |

| 7 | 500 (1 - 7/12) = 208.33 | 500 (7.2%/12) = 3.00 | 0 | 211.33 |

| 8 | 500 (1 - 8/12) = 166.67 | 500 (7.2%/12) = 3.00 | 0 | 169.67 |

| 9 | 500 (1 - 9/12) = 125.00 | 500 (7.2%/12) = 3.00 | 0 | 128.00 |

| 10 | 500 (1 - 10/12) = 83.33 | 500 (7.2%/12) = 3.00 | 0 | 86.33 |

| 11 | 500 (1 - 11/12) = 41.67 | 500 (7.2%/12) = 3.00 | 0 | 44.67 |

| 12 | 41.67 | 3.00 | 0 | 44.67 |

总利息：36.00元

总手续费：0

总还款额：536.00元