信用卡安全代中国英语作文，学生使用信用卡英语作文？

求一篇英语作文。题目是 （信用卡的利与弊） 要翻译

如今，信用卡消费已成为时下人们的生活习惯。的确，信用卡给消费者带来诸多的方便。但是也有人表示，信用卡并非传说中的那样安全，其弊端也有种种。使用信用卡的利与弊有哪些呢?

Now, the credit card consumption has become a popular lifestyle. Indeed, the credit card to bring a lot of convenience for consumers. But others said, credit card assecurity is not a legend, its malpractice also has all sorts of. The use of credit cards, what are the advantages and disadvantages?

信用卡的利：安全、便利、尊贵、实惠、不欠人情、干净卫生、能缓解经济压力、累积个人信用记录、培养理财意识、便于家庭理财教育。

Credit card interest: safety, convenience, noble, affordable, not owe, clean sanitation, can relieve the economic pressure, the accumulation of personal credit records, financial awareness, training for the family financial management education.

信用卡的弊：盲目消费、过度消费、利息高、需交年费、盗刷、影响个人信用记录。

Credit card fraud: blind consumption, excessive consumption, high interest,required to pay an annual fee, stolen brush, affect personal credit records.

信用卡卡友带来很多好处，但是也有一定的不利的方便，所以提醒各位卡友，在使用信用卡时，要规避信用卡的弊端，合理掌握信用卡的使用。

Credit card you bring many benefits, but also have certain unfavorable convenient,so remind card, in the use of credit cards, to avoid the abuse of credit card, a reasonable grasp the use of credit cards.

关于在网上购物,信用卡安全问题写一篇英语作文

Personal credit cards are becoming more common in China. Banks and other financial institutions are encouraging their customers to change the way they buy things. Credit cards, known as “plastic money”, are being offered on very good terms to encourage the change. Consumers will be able to “buy now, pay later”, and many see this as an advantage.

个人信用卡在中国变得越来越普遍。银行和其他金融机构都鼓励他们的客户改变买东西的方式。信用卡，称为“塑料钱”，正在提供非常良好的条件来鼓励改变。消费者将能够享受“先购买，后付款”，很多人认为这是一个优势。

But people need to be careful. There are dangers associated with credit cards. Some people find it very easy to exceed their budget. They are tempted to purchase goods that they do not really need, and can become quickly overburdened by debt. The credit cards often charge a high rate of interest, which exacerbates the problems for these people.

但人们要小心。信用卡伴随危险。有些人发现很容易超过自己的预算。他们试图购买他们并不真正需要的商品，并迅速由于债务负担过重。信用卡往往收取较高的利率，这加剧了这些问题。

However, used wisely credit cards can improve the quality of people’s lives. They can give people access to money to meet sudden unplanned expenses. Properly handled, they can let people control their expenditure and the monthly statements provide a record of where their money has gone.

但是，理性的使用信用卡可以提高人们的生活质量。他们可以得到钱来付突然的，意料之外的费用。处理得当，它们可以让人们控制他们每月的支出和记录下他们的每个月所花的钱的报表。

点评：这是一篇议论文， 关于信用卡的利弊。可以分成三部分： 第一部分，信用卡的好处，比如说应急等；第二部分，信用卡的一些弊端，比如说鼓励一些无用的消费；第三部分：你自己的观点，理性使用。

英语作文：大学生使用信用卡的利弊

Credit Cards

Personal credit cards are becoming more common in China. Banks and other financial institutions are encouraging their customers to change the way they buy things.

But people need to be careful. There are dangers associated with credit cards. Some people find it very easy to exceed their budget. They are tempted to purchase goods that they do not really need, and can become quickly overburdened by debt. The credit cards often charge a high rate of interest, which exacerbates the problems for these people.

However, used wisely credit cards can improve the quality of people’s lives. They can give people access to money to meet sudden unplanned expenses. Properly handled, they can let people control their expenditure and the monthly statements provide a record of where their money has gone.

关于信用卡的英语作文

As mentioned in an early article, there are two types of credit cards: secured and unsecured. This article will explore some of the issues of secured credit cards.

What is a secured credit card?

A secured card is a credit card that requires you to dep.o.s it a certain amount of money into a savings account, money market account, or certificate of dep.o.s it. The minimum amount usually ranges between $200 and $500 but this will vary from one company to another. Your dep.o.s it is considered your security and some card issuers will even allow the dep.o.s it to earn interest.

The amount that you dep.o.s it into the account is your credit limit. You should understand that sometimes the limit will be for the full amount that you put into the account but with some companies your limit may be a percentage of the total amount that you dep.o.s ited.

A secured credit card is not a debit card. This is important to understand because if full payments are not made each month, interest will be charged on the outstanding balance.

Who should consider using secured credit cards?

If you have no credit history at all, using a secured credit card can be a good way to begin establishing your credit. Many young people who are just starting out may choose this as an option.

If you have bad credit, you may wish to use a secured credit card to help you improve your credit score. In addition, a secured credit card may be the only source you will have for obtaining a credit card. There are some transactions that require the use of a credit card. This might include car rentals or hotel reservations. If you need to make those types of transactions and cannot get an unsecured credit card, this might be the only way you can get a true credit card.

What to look for in a secured credit card:

Interest Rate: Do not be fooled into thinking that because you have no credit history or a bad credit report that you have to settle for exorbitant interest rates. Make it a point to shop around for the lowest rates that you qualify for before you apply for a secured credit card.

Fees: Pay close attention to any fees that will be charged to you or to your account once it is opened. There are some companies that will charge ridiculously high fees that will reduce your initial dep.o.s it before you even use the card. Stay away from those companies. Look for companies that have no fees whatsoever or for those companies that charge a small one-time fee to set up the account. Annual fees for attractive secured cards typically range from $20-$35.

Scams: It is sad to say that there are companies out there who are in the business of ripping people off. They prey on the vulnerability of those who may be in a credit crunch. Some of the things they do include promises of getting you "quick credit" for a price. Another popular scam is to ask you to call a 900 phone number for "secrets" to getting a credit card or credit repair. Your phone company will charge you a high rate for using a 900 number and you never get the information that was offered.

The best advice to avoid secured credit card scams is that if it sounds too good to be true it is. Use your common sense and do not be taken by these crooks.

Credit Improvement Issues: Even with a very good payment history on your secured card it can takes many months before you begin to see improvement in your credit record. You have to be patient when repairing bad credit. You also have to be smart. Make sure that the company that issues the secured credit card to you will report your good payment history to the three big credit reporting agencies. Not all companies report and if they do not report you are simply wasting your time.

Keep in mind that they will also report your bad payment history if you do not pay on time. Be careful and make your payments on time each and every month.

求一篇大学生使用信用卡利弊的英语作文

思路：

1、越来越多的人使用信用卡，信用卡有哪些好处。

2、信用卡的弊端。

3、你自己的观点。

范文如下：

Credit Cards

Personal credit cards are becoming more common in China. Banks and other financial institutions are encouraging their customers to change the way they buy things.

Credit cards, otherwise known as “plastic money”, are being offered on very good terms to encourage the change. Consumers will be able to “buy now, pay later”, and many see this as an advantage.

But people need to be careful. There are dangers associated with credit cards. Some people find it very easy to exceed their budget. They are tempted to purchase goods that they do not really need, and can become quickly overburdened by debt.

The credit cards often charge a high rate of interest, which exacerbates the problems for these people.

However, used wisely credit cards can improve the quality of people’s lives. They can give people access to money to meet sudden unplanned expenses.

Properly handled, they can let people control their expenditure and the monthly statements provide a record of where their money has gone.

译文：

信用卡

个人信用卡在中国越来越普遍。银行和其他金融机构正在鼓励客户改变购买方式。信用卡，又称“塑料货币”，正以非常优惠的条件提供，以鼓励这种改变。消费者将能够“现在购买，稍后付款”，许多人认为这是一种优势。

但人们需要小心。信用卡有危险。有些人发现很容易超出预算。他们被诱惑去购买他们并不真正需要的商品，而且很快就会因债务而负担过重。信用卡通常收取很高的利息，这加剧了这些人的问题。

然而，明智地使用信用卡可以改善人们的生活质量。他们可以让人们获得钱来应付突然发生的意外开支。如果处理得当，他们可以让人们控制自己的支出，每月的报表会记录下他们的钱去了哪里。

扩展资料：

英文作文写作技巧：

1、认真审题立意

文章要有明确的主题，必须具备4个条件：准确、鲜明、深刻、集中。以作文“The English teacher I Admire Most”为例,文章的主题是关于记叙我最欣赏的一位英语老师,因而就不能泛泛谈论老师这一职业或自己的几位老师。

2、草拟提纲

文章布局要做好3件事：安排好层次段落，铺设好过渡，处理好开头和结尾。如命题作文中有提示句，还要从提示句的关键词出发，围绕关键词开拓思路，发挥联想，记录下联想到的东西，可以是句子或单词词组，可以是英语或汉语。

3、写出落主题句，理文章之脉络

一篇短文的段落一般分为引导段、主题段和结尾段。每段的主题句非常重要，是作者思维的起点，切题的准绳，阐述的对象。看到段落主题句，读者大致了解段落要阐述的内容。段落主题句通常是一个语法结构完整、内容概括、用词简洁明了的单句。

通常将段落主题句置于段落的开头，可使文章结构更清晰，有说服力。

4、参照提纲，紧扣主题句，完成各段落

有了段落主题句后，还需要顺着段落主题句的方向，参照提纲中的思路，从而完成各个段落。引导段要能引起读者的注意和兴趣，为主题段铺路架桥。

主题段应围绕文章和该段的主题来展开。展开的方式包括：顺序法、举例法、比较法、对比法、说明法、因果法、推导法、归纳法，和下定义等。可以根据需要任选一种或几种方式。

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